Truth Will Tear Us Apart One Day

(with all apologies to Joy Division)

What is Ben so afraid of?!

Truth, Rick!  Truth will tear us apart, one day.

Just what kind of "clown" are you, anyway?
"The crying on the inside kind, I guess..."

  • 1/3 cash (5% yielding CDs)
  • 1/3 bonds (corps holding up, munis losing badly)
  • Less than 20% stocks…

But it still hurts...